Paperwork and property damage should be the last thing on your mind when it comes to your seasonal home.

Protect your secondary property all year long--whatever the season.

Why do I need seasonal home coverage?

Seasonal or secondary home insurance will protect your secondary residence just like your homeowners insurance covers your primary residence. In the events of theft, fire, and certain natural disasters, you’ll be covered.

Do I need it if I have homeowners insurance?

Depending on the type of seasonal or secondary property you have, it may be possible to craft an extension to your home policy. However, that’s not always the case. So be sure to talk with your agent about it.

How is this different from homeowners insurance?

Seasonal or secondary residences have different risks to account for. Their regular maintenance differs, as well as an increased risk for burglary because of the rate of vacancy year-round. In many cases, seasonal properties are in a different climate, leaving your property vulnerable to unpredictable weather conditions while you’re away.