Home Safe Home.

Protecting your home is a full time job-our full time job. We're here to make sure you have everything you need to feel secure in your house and in your policy.

Do I Need Homeowner's Insurance?

Unlike auto and health insurance, homeowner’s insurance is not legally required. However it may be required by your lender, especially if you live in an area particularly prone to floods, tornadoes, earthquakes, or other natural disasters.

Even though it isn’t a requirement, we believe it’s a necessity. Not only will homeowner’s insurance protect the physical structure of your house, but the right policy will cover everything you have invested in your home—time, money, and even your things.

What Does Homeowner's Insurnace Cover?

Policies can vary based on your needs, but generally, you’ll be covered in the case of fire, dangerous storms, hail, theft, or vandalism. For special coverage, like flood and earthquake, you may need a special policy. And we can help you with that, too.

Should I Do A Home Inventory?

It’s a good idea to have a record of the items in your home, and their values. You can document using pictures, a video describing the rooms and the value of things inside them, or on a computer document. Be sure to save any digital files to a cloud or flashdrive, and put any hardcopies in a fireproof box.

What Determines Premiums?

Many factors are taken into consideration when it comes to figuring out a premium, but we won’t give you just any policy. We’re a local agency, which means you’re a part of our community. So we’re committed to finding the perfect policy just for you.