If you're self-employed or work for a small company, individual insurance may be right for you.

Individual insurance is a policy is that you obtain and provide for yourself without the assistance or provision from an employer or group association.

Who pays for my coverage?

When you're the main policy holder, the financial responsibility will fall to you. Be sure to ask your employer what options are open to you if insurance is not offered through the company.

What about my family?

Despite the name, individual insurance is actually not specific to singular people--individual plans do have the ability to cover an entire family. We'll find a policy right for everyone.

How do I qualify?

You will qualify for individual insurance if your employer does not offer group coverage, or if you’re self employed. If you believe you may qualify for individual insurance, give us a call and we’ll help you find the best option for you.

What else should I know?

The Affordable Care Act has mandated 10 essential health benefits that all coverage provides. These include outpatient and emergency services, hospitalization, maternity care, mental health prescriptions, rehabilitation services, laboratory services, preventative care, and pediatric vision.