Hit the open waters with confidence.
We'll find you a policy that anticipates every ebb and flow your water-bound vehicle will go up against this season.
Do I really need boat insurance?
Boat insurance is not required by law; however the places you sail
may have a policy as in place that require you to have coverage to take
to their waters. Depending on your boat size or horsepower, and the
marina you’re floating in, you may find that the mandates differ.
What does Boat insurance cover?
Boat insurance can cover a variety of things. A policy can cover damage to a boat, towing, breakdowns and rescues, and even potential loss of boat. Talk with an agent to figure out what level of coverage meets your needs.
What about when I'm not using my boat?
Boat policies may also have suspensions written in based on the time of
year. Coverage may not extend in months or seasons where the provider
does not anticipate boating so it’s important to ask the right questions
and know what you’re getting. Some homeowners policies actually cover
small boats--but it’s rare.