When you're starting out, there's a lot to keep track of. Where will you live; what will you do; how will you make ends meet? In these overwhelming moments, it can be easy to let the right coverage slip through the cracks. But it's important to plan for the unexpected--and to make those plans early.
The primary types of insurance you should carry from the second you leave the nest are these:
Health Insurance
You may have health insurance offered through your business or employer; but if you don't, you need to explore individual policies with an agent. Health insurance will protect you from unexpected procedures--like an appendectomy--that would otherwise take a huge chunk out of everything you've saved up so far.
Car Insurance
Not only is it illegal to drive without auto insurance in the United States, it's also foolish. The biggest threat on the road is also the thing you have the least control over: other drivers. Even if you consider yourself a professional-level driver, you don't want to be caught paying out of pocket when you have an unexpected run-in with someone who isn't.
Homeowner's Insurance
It's likely that if you're a homeowner, you've put more than your fair share of life's work into your house. In addition to protecting the walls that surround your family, protect the people inside them and the hard work that was poured into them. Our agents will work with you to find an affordable policy that will also offer you the right amount of coverage for your needs.
Remember, while insurance may seem like a big chunk of change to write off right when you're getting your feet wet in the world of "adulting," it's nothing compared to how much you'll be saving in the midst of potential chaos later.